Money Metals Review

Money Metals Review

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Being a leading bullion dealer in the country, Money Metals Exchange facilitates the buying, selling and storage of precious metals for investors. Customers can pay using cash, wire transfers, credit/debit cards, checks, e-checks and digital currencies like Bitcoin.

With its Money Metals Depository Accounts, the firm sells a wide variety of gold and silver bullion at extremely low costs, all of which are available for instant delivery. Premiums on all coins, rounds and bars the company sells are among the lowest.

Money Metals Exchange is a wholesale bullion dealer running a retail website where investors may buy bullion at the best available market price.

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Money Metal Exchange Products

Money Metals Review

Money Metal Exchange offers investors and collectors a wide range of precious metal products. These products include coins, bars, rounds and more.


Money Metal Exchange offers gold, silver, platinum and palladium coins. Gold coins are available in various sizes, including half-ounce, one-ounce, two-ounce, five-ounce, ten-ounce and one-kilogram sizes.

Silver coins are available in one-ounce, five-ounce and ten-ounce sizes. Platinum coins are available in one-ounce sizes, while palladium coins are available in one-ounce and five-ounce sizes.


Money Metal Exchange offers various sizes of gold, silver, platinum and palladium bars. Gold bars are available in sizes ranging from one gram to one kilogram. Silver bars are available in sizes ranging from one gram to one kilogram.

Platinum bars are available in sizes ranging from one gram to one kilogram. Palladium bars are available in sizes ranging from one gram to one kilogram.


Money Metal Exchange offers various sizes of gold, silver, platinum and palladium rounds. Gold rounds are available in one-ounce, two-ounce, five-ounce, ten-ounce and one-kilogram sizes. Silver rounds are available in one-ounce, two-ounce, five-ounce and ten-ounce sizes.

Platinum rounds are available in one-ounce and two-ounce sizes, while palladium rounds are available in one-ounce and two-ounce sizes.

How to Buy Precious Metals from Money Metal Exchange

Money Metals Review

The transaction is quick, safe and convenient when you buy metals from the exchange using their online system. All available items are listed under the "Buy Silver" subheading of the site's navigation bar.

When you find a product you like and wish to buy, click the blue "Add to Cart" button. Due to its simplicity, the marketplace only allows you to buy one item at a time; however, you may acquire as many more items as you wish by repeating the above process.

Customers only need an account to keep tabs on their purchases or start a recurring subscription that gets them discounts or even free rounds every month. When you have finished shopping (and modifying your purchase, if necessary), click the blue "Check Out" button in the top right.

To complete your order, you must provide your billing and shipping details by creating an account or logging in. If you click "See Cart" at the upper left of the page and then select "Remember Me," your cart will be saved under your user name for future purchases.

The time required to finish the process is around 10 minutes. You should anticipate getting your purchase anywhere from one to five days after placing it, depending on how close you are to the depository. You can contact the firm via phone or email if you have any issues with your purchase.

How to Sell Precious Metals to Money Metals Exchange

Money Metals Review

Money Metals Exchange provides the simplest and most secure way to sell precious metals online. Here is a step-by-step breakdown of the selling process:

  • Choose your metals: First, decide which metals you want to sell. Money Metals Exchange offers a wide range of bullion coins and bars from gold, silver, platinum and palladium. You can also sell other rare coins and collectibles.
  • Get a free quote: Money Metals Exchange will provide a free and fast market quote once you've chosen the metals you want to sell. This quote is based on the current market value of the metals.
  • Receive your payment: Money Metals Exchange offers competitive pricing and pays within one business day of receiving your metals. You can be paid via check, bank wire, bitcoin or direct deposit.
  • Ship your metals: Once you've accepted the quote, Money Metals Exchange will give you detailed instructions on shipping your metals securely. The company will also provide insured shipping and tracking to ensure your metals arrive safely.
  • Receive your payment: Money Metals Exchange will pay you within two business days of receiving your metals.

Customer Service

Money Metals Review

Money Metals Exchange is known for its excellent customer service. They have a team of experienced and knowledgeable staff who can answer questions and address customer concerns. They are friendly, helpful and eager to provide exceptional service.

The customer service team is available via phone, email or live chat. Their hours of operation are Monday through Friday from 7:00 am to 5:30 pm PST and they are available to assist customers seven days a week. The staff members are well-versed in various topics, from buying and selling precious metals to setting up a self-directed IRA.

Customers can also contact Money Metals Exchange to speak to a seasoned precious metals specialist who can advise and help them make informed investment decisions. The specialists can also help customers with account-related questions or problems such as transferring funds or setting up a storage account.

Money Metals Exchange also offers a variety of resources to help customers stay up to date on the latest precious metals news and market trends. They have a blog with articles on investing and other topics, a weekly market analysis video and a comprehensive glossary of precious metals terminology to help customers better understand the market.

Pros & Cons of Money Metals Exchange


Money Metals Exchange offers several advantages for investing in precious metals.

  • Privacy: Money Metals Exchange offers privacy when purchasing precious metals that may not be available at other bullion dealers. All customer information is kept secure and confidential and customers can choose to pay with cash, check or bank wire. This ensures that customer data remains private and secure and transactions are not traceable to the individual.
  • Convenience: Money Metals Exchange makes it easy for customers to buy and sell precious metals by providing a simple and convenient platform to conduct their transactions. They have numerous payment options, including PayPal and credit cards.
  • Pre-made portfolios: Money Metals Exchange allows customers to purchase pre-made portfolios of various types of precious metals. This allows customers to diversify their investments across a range of different metals, helping to reduce the risk associated with investing in a single type of metal.
  • Live pricing: Money Metals Exchange provides customers with live precious metal pricing to make informed decisions about when to buy or sell. This helps customers stay current with the most current market prices, enabling them to maximize their investments.


While the firm is an excellent service and popular with investors, a few things could be improved with using it.

  • Transaction fees: Money Metals Exchange charges transaction fees when using a credit card to pay. This fee is an additional 4%, which can increase over time. Additionally, using PayPal to pay also comes with an extra cost. This could make it difficult for budget-conscious customers to find a way to make their purchases without incurring additional expenses.
  • Payment method restrictions: A cap on the maximum and minimum amount that can be paid by credit card and other payment methods. This can be a barrier to customers wanting to purchase larger amounts of metal, as they may need to go outside the restrictions to be able to do it.
  • Limited support: The company provides customer support via email and telephone, but it is unavailable 24/7. Customers may need more time to get their questions answered or requests fulfilled. Additionally, customers may need to wait until regular business hours to contact customer service representatives.

Customer Reviews

On the review website Yelp, there are now about 1,000 reviews of the organization. Overall, Money Metals Exchange has received excellent feedback on Yelp, suggesting that customers are pleased with their purchases.

Customers praise service agents for their knowledge and friendliness. Nonetheless, some customers have complained about shipment delays and a lack of weekend customer service.

Why Add Gold to Your IRA?

Money Metals Review

Investors can reap several rewards by putting gold in their retirement accounts. Gold's low connection to other asset classes may help reduce overall volatility and risk, making it a great addition to a 401(k) or other retirement savings plan.

Due to its tendency to increase in value when the economy falters or when currencies weaken, gold may be used as a hedge against inflation. Investors seeking security in their retirement funds might consider gold, which has a long history of serving in this capacity.

Gold's primary value as an IRA asset lies in its ability to mitigate risk and act as a hedge against inflation. Gold's long history as a haven and an effective inflation buffer makes it a prudent investment today. Gold is an excellent long-term investment since its value rises when the economy contracts.

Furthermore, there may be tax benefits to putting gold in an IRA. Investors can save money on capital gains tax by including gold in their retirement plans because gold is exempt from this tax. Gold is a good choice for retirees since it may help them save on taxes.

One last benefit of gold is that it may be used as a retirement income supplement. Due to its status as a liquid asset, gold can be swiftly and readily converted into cash, giving retirees a reliable source of income. Gold is also a physical asset, so having it in a retirement portfolio might help investors sleep better at night.

How Do You Choose a Reputable Precious Metals Dealer?

Money Metals Review

Choosing a precious metals dealer is just as important as selecting the right type of metal for your investment. Here are several tips to help you find a reputable precious metals dealer:

  • Do your research: It's essential to do your research when selecting a precious metals dealer. Take some time to read reviews, check with the Better Business Bureau and compare prices. This will help you find a reputable dealer who offers fair prices and excellent customer service.
  • Check licenses and accreditations: Reputable precious metals dealers should be licensed and accredited. A legitimate dealer should be willing to provide proof of their certification. This is a good indication that the dealer is reputable and trustworthy.
  • Ask for referrals: When selecting a precious metals dealer, ask your friends and family for referrals. You can also look for online reviews from customers who have dealt with the dealer. This will give you an idea of the quality of service and prices you can expect from the dealer.
  • Understand costs and fees: Ensure you understand the costs and fees of buying precious metals from a dealer. This includes things like storage fees, shipping fees and taxes. Ask about any additional fees associated with buying or selling precious metals.
  • Consider payment methods: When choosing a precious metals dealer, you should also consider the payment methods they accept. Reputable dealers should accept both cash and credit card payments. This will make purchasing your metals more straightforward and ensure you get the best deal.

Final Thoughts

Money Metals Exchange has some advantages such as pre-made portfolios for new investors, but some drawbacks should be considered. The biggest issue is that there are limitations on the payment methods and processing costs, which can be a hassle for customers and slow down the checkout process. Additionally, customer care support is unavailable on weekends, which can be an issue if you need assistance.

Overall, Money Metals Exchange is a good firm, but there are better options that offer more robust services and support. If you are looking for an IRA, we recommend looking elsewhere.

Several other companies offer more comprehensive payment methods and processing fees and provide weekend customer service. Researching and finding the best option for your needs is the best way to ensure you make the right decision.

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